Ron's Syndicated Column


Professional Relationship
& Services




What is Fee Only?


What is a Fiduciary?


What is a CFP®?



Biography


Contact Us


Directions


Ron is a registered investment advisor representative of Valpey Financial Services, LLC., a federally registered firm. The independent fee-only firm maintains custodial partnerships with the institutional divisions of Charles Schwab and Fidelity, and the brokerage services division of The Vanguard Group.

 

Home | Ron's Syndicated Column | Professional Relationship & Services
What is Fee Only? | What is a Fiduciary?What is a CFP®? | Biography | Contact Us | Directions


© Ronald L. Valpey. All Rights Reserved.

Column Quotes & Points to Ponder

Dave Ramsey on getting out of the stock market, "You never get hurt on a roller coaster if you don't jump off."

Create the portfolio that is right for you, for your needs, for your time horizon, for your risk tolerance, and you won’t have to worry about what is going on in the stock market.
- Ron Valpey

Steady plodding brings prosperity; hasty speculation brings poverty.
- Unknown

Monetary wealth is simply the creation of value, most often resulting, not from income as much as from owning something that increases in value (a business, stocks, bonds, real estate…).
- Ron Valpey

Success in investing doesn't correlate with I.Q., once you're above the level of 25. Once you have ordinary intelligence, what you need is the temperament to control the urges that get other people into trouble in investing. Temperament is more important than intellect in investing.
- Warren Buffet

There’s no pot of gold at the end of the rainbow, Elvis is not coming back, and the stock market cannot be predicted – accepting so will add far more to your bottom line than any prediction ever will.
- Ron Valpey

It’s not about timing the market, it’s about time in the market.
-Peter Lynch

The stock market is, in the short-term, a real roll of the dice – be wary of anyone who suggests otherwise. However, over the long-term, the market has, historically, been one of the best investments available.
- Ron Valpey

Buy cheap and sell dear.
- Hetty Green

Welcome to the Wall Street Waltz, three steps forward and one step back. We never know when the step back will come, but it does mean when out of the market there is more of a chance of missing a gain than avoiding a loss.
- Ron Valpey

Bulls make money, bears make money, pigs get slaughtered.
- Unknown

The ideal investment portfolio is one suited to you, your time horizon, when you will need the money, and how much risk you can handle – a portfolio maintained to your specific need, not to what’s going on in the stock market.
- Ron Valpey

The most powerful force in the universe is compound interest.
- Albert Einstein

Relax, the greatest market declines have always come hand-in-hand with the greatest market gains, and both have always come the same way, unexpectedly. 
- Ron Valpey

If history is any guide, and it’s the only guide we’ll ever have...
- Nick Murray

There’s so much more to life than money, but money can help you enjoy life more… My job is to take care of your money for you, to safeguard it, to worry about it, to help it grow – to make the most of it – for you – so that you can spend you time enjoying your life to the fullest.
- Ron Valpey