Ron’s syndicated column, “Ask the Advisor”, appears in 15 newspapers throughout New England. The column is not a paid advertisement.

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Do I have to take a distribution from my IRA this year (2009)?	Sally in Penacook
How do I make the most of a sudden influx of money?	Ella in Dunstable
When will the recession end?	Tom in Manchester
The financial crisis – what happened?	Mike from Canterbury
When should I begin taking my Social Security?	Bob in Tamworth
What’s the best way to save for college?	Randy in Exeter
When must I begin drawing from my IRA?	Barry in Dover
Should I sell when the market goes down?	Herb in Quincy
I’m thinking about a new car, should I buy or lease?	Pat in Center Harbor
Can I take money out of my Traditional IRA to buy a house?	Melanie in Manchester
Should I contribute to my Roth IRA or my Traditional IRA?	Bob in Gilford
What’s the best way to give more than just presents this holiday season?	Nora in Weare
What’s the secret to becoming rich?	Christine in Walpole
I lost my pocketbook and I’m worried about identity theft, what can I do?	Beatrice in Bow
I’m really concerned about the stock market, is gold the safest investment or something else right now?	Clint in Danville
I’ve heard a lot about subprime loans. What is a subprime loan and how do I know if I have one?	Lynn in Boscawen
With the high price of gas and other things, aren’t we worse off than our parents and grandparents?	Kevin in Hillsborough
What does the record high (of the DOW Jones Industrial Average) mean for me?	Monica in Salem
The Emotional Cycle of the Stock Market!	From the Advisor!
The Bear Market of ’08 Q&A!	From Readers All Over